Miguel Marquez has spent years making complex subjects easier to understand.
Originally from Spain, the 47-year-old earned a Ph.D. in French linguistics from Indiana University Bloomington and now teaches French, Spanish, and personal finance at a university in Shenzhen, China.
Through teaching personal finance and pursuing financial independence himself, Marquez has learned that saving for such a distant goal can feel either too intimidating to begin or too tedious to sustain over decades.
He found a way to make the process more manageable by using “ financial freedom milestones ,” a concept he first discovered on the Money Flamingo blog…
