A patch of warm water in the Pacific Ocean is about to reach into your wallet.

It’s called El Niño — a periodic warming of the tropical Pacific that scrambles weather all over the globe. And forecasters say this one’s shaping up to be a beast.

The National Oceanic and Atmospheric Administration (NOAA) declared an El Niño back in June and expects it to strengthen to moderate or strong — with a real shot at “very strong” — through fall and winter. It put the odds of it hanging around into early 2027 at 97%.

Here’s why you should care. The last time a strong El Niño rolled through, it touched darn near everything — chocolate bars shrank, coffee…

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