July 7, 2026 10:33 pm EDT
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Andrii Iemelianenko / Shutterstock.com

Everyone knows that if you want to achieve something, you had better set a goal. However, very few Americans actually do or even know how to set financial goals. According to Schwab’s Modern Wealth Index, only 33% of people have some sort of written plan or goals. What’s worse? The Financial Health Network finds that only 29% of Americans are financially healthy. Mmmm … It doesn’t take high…

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