September 30, 2026 11:43 am EDT
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This as-told-to essay is based on a conversation with Grace Mullins, a rising senior and sociology major from Indiana at Berea College, a private liberal arts work college in Kentucky. This story has been edited for length and clarity.

I wouldn’t have been able to afford college without taking out a lot of student debt.

As a student at Berea College, I don’t pay tuition; the school was the only way I could graduate without an insane amount of debt that would follow me for the rest of my life.

For me, the only things that I really have to cover are housing and meal plans. Most people I know...

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