December 22, 2025 11:25 am EST
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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. With the holiday season here, the temptation to file for Social Security and start the new year with an extra check is high. Yet for many people in their mid‑60s, especially those born in 1959 and 1960…

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